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Ethical Screening Questionnaire
Introduction Investing ethically requires analysis of your social and environmental concerns as well as your financial needs. Each ethical fund has its own ethical investment criteria, so your financial advisers need to understand what issues are of concern to you in...
Mortgage and Protection Agreement
This document sets out the basis on which we will conduct Mortgage & Protection business with you on your behalf. It is an important document and we would ask you to read it carefully and if you are unsure of any of its terms please ask. This document has been...
Personal Client Agreement
This document sets out the basis on which we will conduct Investment, Pension and Protection business with you on your behalf. It is an important document and we would ask you to read it carefully and if you are unsure of any of its terms please ask. This document has...
2025 Autumn Budget Summary
Click on the video to watch a summary of the key points raised in Rachel Reeves 2025 Autumn Budget.
Winter 2024 Newsletter
In this issue
Fidelity: The new ‘double tax’ on inherited pensions
2plan: Four key signs of financial scams
Parmenion: Five financially smart ways to start 2025
7IM: Intergenerational wealth: the urgent need for a conversation
2plan: Autumn Budget 2024: winners and losers
L&G: The need for protection with a mortgage
Warning signs of financial abuse in relationships
Many people equate domestic violence with direct physical abuse, but experts warn this is a dangerous myth. This narrow view of domestic violence can sometimes allow the insidious and far-reaching effects of other kinds of abuse in a relationship to go unacknowledged....
Is now the time to get a tracker mortgage?
The Bank of England Monetary Policy Committee has today announced the 14th consecutive rise in the UK base rate, which now sits at a 15 year high of 5.25%. This one has certainly been more difficult to predict and will likely come as a surprise to some economists, who...
RESEARCH REVEALS ‘SIGNIFICANT INCREASE’ IN UNDER-18 PENSION SAVING
According to an article in Pensions Age (pensionsage.com of 25 July 2023) research from Lubbock Fine, has revealed that the number of families contributing to pensions for under-18s has increased “significantly” over the past three years. The research revealed that...
PENSION SCAM ASSESSMENT RESULTS – 2023
According to the results of the latest Pension Scam Assessment report from Help & Advice, the number of people being approached unsolicited regarding the transfer of their pension increased in the second quarter of 2023, with this quarter seeing the highest ever...
THE COST OF TAX RELIEFS
The Treasury Committee’s examination of the costs of various tax reliefs and how they are monitored At the start of 2023, HMRC issued its latest estimates for the costs of various tax reliefs. This divides tax reliefs into two parts: ‘Structural’ tax reliefs, which...
FCA to clampdown on ‘finfluencers’ with new social media guidance
The Financial Conduct Authority is taking a tough line on ‘finfluencers’ and the promotion of financial products or services online. The regulator said the clampdown is geared towards stopping consumer harm by combating “illegal and non-compliant financial...
Can the UK financial regulator really end rip-offs?
The Financial Conduct Authority chair Ashley Alder has told MPs the “industry has come a long way in a few months” on the Consumer Duty. He made the remarks to Treasury Select Committee on Wednesday, two weeks before the new rules are due to come into force. The...
2023 Spring Budget Update
On 15th March 2023, chancellor Jeremy Hunt unveiled his Spring budget, with some interesting and important changes for the Pensions industry forming many of the headlines. Our partner 2plan have put together the attached interesting and informative guide, illustrating...
17 October 2022: ‘The Growth Plan’ – a further update
At 6.00 am on Monday 17 October, the Treasury issued a press release announcing that the (new) Chancellor, Jeremy Hunt, would making a statement “bringing forward measures from the Medium-Term Fiscal Plan”. The timing of the press release suggested that the Treasury...
Graham – 2022 Top Rated Adviser – Vouched For
Graham has continued to deliver strong service through 2021 and due to the strength and number of his client reviews through the independent website - www.VouchedFor.co.uk, he has achieved the accolade of Top Rated Adviser for 2022. The attached certificate from...